How can I use compounding via an IUL? The money you invest in your IUL earns money for you. The money you made last year also earns money for you; and the year before that, and the year before that. All the while, building a larger and larger ball that continues to roll. This ball gets larger and grows faster as time marches on. Tat, in metaphorical terms is "compounding".

How can I Be My Own Bank (BYOB) via an IUL? When you borrow from the bank of "yourself," your money actually never leaves your account. It remains in your account as collateral on your loan. All the while earning you interest over and above the cost of your loan. That's what banks do. They borrow from the Fed and loan it to you at a higher rate and make the spread. Now, you get to handle your money via an IUL just like the banks do!

How can I set up my children's future via an IUL? Children as young as 2 weeks old can have an IUL set up for them. With time on their side, you can generate enough money to send them to college or make a healthy down payment on their first house. During this time you can teach them about money!! A new born can be a millionaire LONG before retirement age with surprisingly low monthly premiums!!