Welcome, to the online Hub of...

Carl Bullard

Life Insurance Specialist / IUL Insider Pro

Wealthy individuals often use IULs as a Financial Strategy, and you can take advantage of them too!

Learn how to Build Tax-Free Retirement Income while protecting your Assets. Learn the Tax-Free strategies that can be used for Retirement Planning, College Funding, Real Estate Management, Estate/Legacy Planning, Working Capital, Pension Maximization, Emergency Fund, and more. We utilize the tax favorable codes that allow you to grow your money 100% Tax Free

What are the Benefits of an IUL?

*Immediate Acces to Funds. You Dont Have to Wait until you're 59 1/2 to use your money

*Tax-Free Retirement Income: you can access the cash value tax-free, providing a stream of retirement income without the tax burden

*You NEVER pay a dime of tax on your gains...EVER

*Unlimited Contributions: There is NO LIMIT on how much you can contribute

*NO PENALTIES for using your money while saving for retirement

*IULs don't participate in market downturns, so you NEVER LOOSE any of your Principal on market crashes

Frequently Asked Questions

How can I use compounding via an IUL? The money you invest in your IUL earns money for you. The money you made last year also earns money for you; and the year before that, and the year before that. All the while, building a larger and larger ball that continues to roll. This ball gets larger and grows faster as time marches on. Tat, in metaphorical terms is "compounding".

How can I Be My Own Bank (BYOB) via an IUL? When you borrow from the bank of "yourself," your money actually never leaves your account. It remains in your account as collateral on your loan. All the while earning you interest over and above the cost of your loan. That's what banks do. They borrow from the Fed and loan it to you at a higher rate and make the spread. Now, you get to handle your money via an IUL just like the banks do!

How can I set up my children's future via an IUL? Children as young as 2 weeks old can have an IUL set up for them. With time on their side, you can generate enough money to send them to college or make a healthy down payment on their first house. During this time you can teach them about money!! A new born can be a millionaire LONG before retirement age with surprisingly low monthly premiums!!

By tapping into my expertise, you'll have access to multiple different Life insurance and Annuity options

Indexed Universal Life

Unleash the power of Being Your Own Bank (BYOB) and uninterrupted compound interest with an Indexed Universal Life (IUL) policy. For instance, a 30-year-old could accumulate a million dollars in cash for retirement with just $300 per month while also securing a substantial death benefit. With an IUL, you won't lose money when the market declines, ensuring your compounding efforts aren’t wasted just to break even. That’s the unique advantage of uninterrupted compound interest exclusive to IULs!

BONUS:

You also have access to your money throughout the entire period! Imagine using your funds while they continue to grow. Try comparing this to an IRA or 401(k)!

Be Your Own Bank

Borrowing against your IUL means your money stays put in your account, accruing compound interest as you use the borrowed amount to acquire other assets. Your death benefit acts as the collateral for the loan. The interest paid on the loan goes back into your account, meaning you’re essentially paying yourself.

You can repeat this cycle endlessly. Picture buying a car, and after paying off the loan, you end up with both the car and your money, plus the interest that was accruing while you used the funds! This concept is known as "Infinite Banking," a powerful strategy favored by the affluent. Now, you can take advantage of it too!

Annuities

Are you anxious about market volatility? You can protect your savings or 401k/403b/IRA earnings with a tool that benefits solely from market upswings, avoiding the downswings, and offers a lifetime income you’ll never outlive. Guaranteed!

Annuities can be integrated into your retirement strategy and can be a suitable option if your health precludes you from obtaining an IUL.

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Know Your Options

Our goal is to help everyone secure their best financial future through the benefits of compound interest, tax-free retirement, and the ability to act as your own bank

Tax Free Retirement

Be Your Own Bank

Uninterrupted Compound Interest

Annuities

From 2 weeks old to 80 years old we can help you. Remember it is better to get started now than never at all!

Auto Insurance

Final Expense

Recruitment

And More!

Real People. Real Success Stories.

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